This is the story of life's financial struggles & victories through the eyes of a young woman up to her eyes in debt. Enjoy :)

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Wednesday, November 16, 2016

Almost Out of Debt: The Fear

Sounds backwards, right? But fear is oh so present. Here are 3 examples:

  • Fear that I am 1 week away from completing a journey I have been on for years and something could go wrong. Something catastrophic could happen and trip me up mere moments before crossing the heavily anticipated finish line adding possible years to the debt fight.

  • Fear that I will be debt free then end back up in it down the road. Although I have taken the necessary behavioral steps to ensure this doesn’t happen, you never know what could shift.

  • Fear that even if I do not end up back in debt, I will not win with money in the long run because I will misplace money along the way. Not choose the right options in stocks, a Roth IRA, investments, etc.

These may seem a little silly, and I haven’t put much thought into those 3 things over the years; however, now that I am about to step into the bright light at the end of my dark tunnel, these are my present fears. I’ll keep you posted as always, but for now, I’m simply keeping it real J

A bite of food to chew on:
“If you live in fear of the future because of what happened in your past, you’ll end up losing what you have in the present.”


  1. Hi Jessica

    Congratulations on getting rid of student debt at an early age. seems most people will end up still paying it into their 40s and 50s. I think as long as you take the monthly payments that used to go towards the debt and put them into a savings account or investment account you should start to lose the fear you're talking about.

    1. Thank you! That is indeed the plan; I just hope to move the needle with investments and not lose my money or merely let it sit. The fear comes from the place of staying average even after debt. Gaining wealth is most definitely the goal.

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