Even though I never saw my debt have a balance in the triple digits, I have indeed paid triple digits. I am only $9k away from being finished. It feels so good to not have any number in front of or behind that 9. It feels surreal. I am so thankful for my journey. I am grateful God has blessed me with the ability to work and be in good health. There is no doubt, even in this less than ideal situation of mine, I have been blessed.
There are a lot of things a person can do to stay on track; there is an accountability that is hard to explain. However, a person could be on track and taking all of the appropriate steps, but for some reason keep getting knocked down: medical bills, car wreck, death in the family, etc. So many things are out of our control, and although we can plan for these things, we can’t see them coming. If these unfortunate events happen while we are in the beginning stages of planning and getting our feet wet with debt pay-off, it can really knock and keep a person down.
Looking back, it is very difficult to not see God’s protecting hand over my life. I have been paying off my student loans aggressively for the last 3 to 4 years; thankfully, nothing catastrophic happened to me in that time which allowed me to finally start winning with my debt snowball. Back when I was first starting, it would have only taken a gust of afternoon wind to knock me back into my same spending habits; now that I have some successful years under my belt, I am intentionally building up my financial life so that hopefully not even a hurricane can destroy it. I have not done this alone, God has been beside me every step of the way. I am beyond grateful for what I have been given and for the opportunity to learn from my twenties and build in my thirties.
Thank you Jesus for the single number I am seeing on my balance today!