Welcome!


This is the story of life's financial struggles & victories through the eyes of a young woman up to her eyes in debt. Enjoy :)

Find me on Twitter! @OhStudentLoans

Friday, March 4, 2016

Target (The Store)

I usually refrain from shopping at this store due to the overwhelming temptation to buy everything. From the enticing smell and trendiness of Starbucks greeting you upon arrival, to every single (this is so me!) item screaming your name, it is, at the end of the day, a place I cannot afford to love. I am often price comparing groceries, and Target has never really won any store comparisons, but lately I have heard they are a little lower on a couple of items. There is a store on the way home from my normal shopping places, so I stopped in to get 4 grocery items they offered a low price on.

When checking out, my total on the screen was $8.22. The cashier said aloud, $82.20 then quickly corrected himself and apologized by saying, “Sorry, I am used to seeing large totals all day.” I chuckled and told him I completely understood. Then as I was walking out, I felt sad for a moment, and the Starbucks that so enticingly greeted me upon arrival was now mocking me upon my departure. I felt poor. Poor for only buying $8.22 worth of items in this super-store; then poor again because who wouldn’t love a delicious $5 latte, but I simply didn’t have room for that impulse buy in my budget.

Then, as it always does, pride came around and got in my passenger seat as I was pulling out of the store. I could have purchased hundreds of dollars’ worth of merchandise. I could have purchased that $5 latte. I chose not to. I chose not to because what I truly want is to be debt-free, and to keep the momentum of throwing a couple grand a month at my student loans; not to have that perfect tote bag, or to have that wonderful smelling candle on my dresser. I can have those things later down the road, but for right now, I have a way bigger goal in mind, and I would be foolish to place a bag and a candle as a roadblock in my own path. By the time I got home, I felt overjoyed about my $8.22 purchase, and more motivated than ever to keep going.

I am not saying I always walk away from tote bags and Starbucks, but for the majority I do, and in this instance, I did. And I can tell you, it feels better in the long run to walk away. For those of my peers still in debt and prowling the isles of Target, may the odds be ever in your favor. My hope for you is that you find an accountability friend. A friend you should alert when entering Target so that he/she can give you a fake emergency call about 30 minutes into your trip that ultimately saves you from the super-store’s predatory ways; just as you would want on a horrible first date. That right there sounds like my kind of friendship. Stay the path, friends! 




7 comments:

  1. I totally get it! I'm paying off debt now and can't shop at Target either. If I go in without a plan, I end up getting lulled in by the cheap clearance prices, the cute new things, the stationery items, and the dollar aisle.

    I can relate to feeling poor BUT I can also say that when I leave my can-get-almost-all-my-groceries-there new favorite store, ALDI, I actually smile every time I leave there. Apart from being happy they no longer have high fructose corn syrup in products, etc. I can get many of the same products as my chain grocery store but at a fraction of the cost. One trip I spent $45 (a lot at ALDI) and calculated I would have easily spent $75 on the very same items at the bigger store. There's not been one time that I left ALDI that I didn't leave with a light heart about being able to afford to shop there. For awhile though I was so happy with the cheap prices that I went two to three times a week, so I was getting items I didn't absolutely need, but knew I could get because they were cheap.

    I just found your blog through the Business Insider article and am so glad I did. You're providing so much inspiration and helpful advice to me as I attempt to pay off a personal loan from my mom for a used car (dumb idea) and a loan from a friend for a personal emergency this year. Paying off $7,200 slowly but surely. I should look into a second job to supplement my income!

    ReplyDelete
    Replies
    1. Apologies for the delay in my reply! It sounds like you are on a great path to paying the debt off. I too love Aldi as it is so incredibly cheap; you can easily pay way more for the same things at a Target, Publix, or what have you. Thank you very much for the kind words and I wish you the best of luck in your journey! Thanks for commenting :)

      Delete
    2. URGENT AFFORDABLE BLANK ATM CARD

      Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $10,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, and also if you are in need of any other cyber hack services, we are here for you anytime, any day. email dicksonblankatmhacker@gmail.com I'm grateful to Mr Dickson because he changed my story all of a sudden . The card works in all countries except, contact him now dicksonblankatmhacker@gmail.com

      Delete
  2. HOW I GOT BLANK ATM CARD THAT CHANGE MY ENTIRE LIFE.
    I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Mr. Williams, he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam, One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $10000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $88000 without any Fear of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really changed my life. If you want to contact them, Here is the email address williamshackers@hotmail.com And I believe they will also Change your Life...

    ReplyDelete
  3. HOW I GOT BLANK ATM CARD THAT CHANGE MY ENTIRE LIFE.
    I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Mr. Williams, he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam, One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $10000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $88000 without any Fear of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really changed my life. If you want to contact them, Here is the email address williamshackers@hotmail.com And I believe they will also Change your Life...

    ReplyDelete
  4. My name is Alicia , I have been hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called (OSCAR WHITE). he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even exist .He told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $4500. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact him, Here is the email address oscarwhitehackersworld@gmail.com And I believe he will also Change your Life....

    ReplyDelete
  5. URGENT AFFORDABLE BLANK ATM CARD

    Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $10,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, and also if you are in need of any other cyber hack services, we are here for you anytime, any day. email dicksonblankatmhacker@gmail.com I'm grateful to Mr Dickson because he changed my story all of a sudden . The card works in all countries except, contact him now dicksonblankatmhacker@gmail.com

    ReplyDelete